Basic flood protection steps can ensure that your home is standing after disaster strikes. This can be essential if you live where flooding is common. There are several things you can do to help give your home a layer of protection.
You should make cleaning and checking gutters part of your routine home check. They should be clean of leaves and garbage, and the water flow should be able to freely flow away from the house. You also need to check the waterspouts and make sure they are far enough away from the home so the foundation is not getting wet. If the water is running off too close, then buy an extension from the hardware store to move it to a safe area away from the house.
If you have a basement, you may also want to waterproof the walls. It is a latex paint and is best used on unfinished walls. This can help to make clean up easier and can help keep moisture out of the room. If you have to do any roofing, you may want to add a water sealant under the shingles, which can also help protect the roof from rain damage.
Gardens can cause more damage during a flood. If you have one, you will want to make sure it is far enough from the house since they can hold more water in the soil. Plants that help retain the topsoil may also be a good option, since this can assist in keeping mud out of your house as well.
Electrical wires should be working properly and have the coating free from cracks and breaks. The breaker box should be on upper levels, if possible, so that your electrical system will be able to be salvaged in the event of a flood. You should also have water heaters and appliances like your washer and dyer above the water line as well.
For homes that have basements, you should have a sump pump installed. This also includes having an alternate power source to run it, and you need to check on it bi-annually to make sure it works. This can be an expensive purchase, but if you have a flood it can help to remove water quickly and minimize any damage since you are not letting the water just stand in your home.
Insurance is perhaps the most important thing you need. Many home plans will not offer this protection, but it is available from the federal government. The National Flood Insurance Plan can be used for renters and businesses, as well as homeowners, giving more coverage to many people. They do not offer instant coverage, so you need to start this plan several months before the season of flooding begins.